Do you know what to do if you’re the victim of a car accident in New York? Auto accidents can cause serious injuries that lead to a lower quality of life, wages, and more. Luckily, New York’s insurance laws provide compensation for victims. If you find yourself the victim of a car crash, a car accident doctor from our team can help treat your injuries and walk you through the claims process.
New York’s No-Fault Insurance Law was established to speed up how quickly accident victims receive compensation from insurance companies. The law typically pays up to $50,000 toward legitimate accident-related bills for pedestrians, passengers, drivers, and cyclists. In addition to lost wages, the compensation can be spent on a wide range of accident-related medical necessities.
If you have a severe injury related to your car accident, go to the emergency room right away. If the ER doctor suggests that you make follow-up appointments related to the injuries, talk to a no-fault auto accident doctor.
Visiting a specific doctor’s car accident will be more convenient and likely more affordable. Your primary care physician probably doesn’t know how to take third-party or no-fault payments and very likely won’t have the time or experience required to navigate the legal system.
Our accident doctors are adept at working through the red tape of New York’s No-Fault Law. In addition to providing excellent medical care, we know how to document your injuries, preserve evidence for your claims, and help you submit those claims.
A wide range of injuries can occur if you’ve been in an auto accident, and our no-fault car accident doctors are experienced and knowledgeable in treating minor, moderate, and severe injuries alike.
Even a very minor accident can cause a back injury when your car suddenly stops and causes your body to jerk forward or backward. Back injuries may be minor and require only a few days or weeks of rest, or they could cause long-lasting problems.
Bone fractures, especially in the ribs or arms, are common in car accidents. Our doctors have the equipment and knowledge necessary to set your breaks or create a surgery plan to repair the damage if necessary.
Many accident victims receive spinal cord injuries when the impact of the crash happens. Depending on the injury, the damage can lead to partial or total paralysis. Our doctors have experience treating these injuries, including those that lead to quadriplegia, paraplegia, or tetraplegia.
A traumatic brain injury occurs when the head receives a blow or piercing injury, and car accidents are the leading cause. Depending on the severity, a TBI may even cause permanent disability.
Although most cases of whiplash are minor, they still cause quite a bit of pain. We can help you determine a treatment plan that may include physical therapy or chiropractic care.
While many of the injuries related to car accidents are physical, it’s important to note that accidents often damage a victim’s mental health as well. The team at No-Fault Doctors understands just how complex post-traumatic stress disorder can be. Our psychiatric units can help you process the feelings and fears you have related to the accident in a way that works for you. From our neurology specialists to our pain management specialists, everyone on our team is dedicated to providing you with the best care possible.
To file a no-fault claim for your accident-related medical bills in the state of New York, you’ll need to follow a few steps to ensure it goes through. First, fill out the no-fault application. Also known as the NF-2 form, the other driver’s insurance company should provide you with it. If you were biking or walking when you were hit, your own insurance company might also offer benefits if you send the company a copy of the application. You only have 30 days to apply, so it is essential to do as soon as possible. It’s okay if you aren’t sure if you want to go through with the claim. The application is not an obligation to do so.
After applying, you may need to notify the New York State Motor Vehicle Accident Indemnification Corporation. You’d need to do this if the other driver did not provide adequate insurance information in time. If you are out of work due to your injuries, we provide a note that you need to send a no-fault wage verification report. This helps you to claim lost earnings and other out-of-pocket costs in the amount of up to $2,000 monthly.
Finally, you’ll need to save and file all of your receipts for medical care and related costs. In addition to doctor’s bills, you’ll want to provide pharmacy receipts, ambulance bills, and other transportation receipts when necessary. Saving receipts allows you to receive reimbursement for travel expenses, treatments, and medical supplies, plus up to $25 daily for other incidentals. You’ll qualify for this for one year after the accident.
No-Fault Doctors understand that the copious amount of forms can be overwhelming on top of trying to recover. Missing a deadline, forgetting about an appointment, or providing misinformation may lead to a denial. For this reason, we do our best to ensure we help you through the entire process, from recovery to filing your claims.
Don’t go through the unfortunate experience of being an accident victim alone. Let an auto accident doctor from No-Fault Doctors help you through the experience and get you back on your feet again. We have convenient locations throughout New York’s Counties. Contact us today to learn how we can help you.