According to the National Highway Traffic Safety Administration, there are about 7 million car crashes each year in the U.S. Most of the time, the occupants of the vehicles involved walk away relatively unscathed. However, car accident injuries are rising in many states, including New York.
Brooklyn traffic is bad enough, and getting into a severe auto accident only makes things worse for New Yorkers. You need to treat car wreck injuries as soon as possible. New York is a no-fault insurance state, which may impact the doctors you can see. Here is everything you need to know about visiting a no-fault doctor:
A car accident doctor, or no-fault doctor, is a medical professional who has training beyond that of a primary care physician to provide auto accident injury treatment. No-fault doctors bill the insurance carrier directly for your injuries, which means you do not have out-of-pocket medical expenses. A good no-fault clinic has the staff available to bill your insurance company for your injuries promptly.
Many primary care doctors and general practitioners do not accept auto accident victims. They may not have the resources to devote to complicated medical billing and may only accept up-front customer payments. If you plan to visit your primary care doctor after a car accident, make sure they take no-fault insurance or ask if they can refer you to our car accident doctors.
No-fault insurance is different from traditional liability auto insurance. All car accident victims must bill their insurance company for their expenses, regardless of who is at fault. A benefit of no-fault insurance is that members often pay lower premiums due to the streamlined claims process. Depending on your policy, your no-fault carrier may cover the following expenses:
Keep in mind most no-fault policies also come with bodily injury coverage as each party must bill their own provider, regardless of who is at fault.
Before you contact an auto injury doctor, it is essential to understand what expenses are not included by no-fault insurance. The following costs are typically not covered by no-fault insurance:
You may want to review your policy before contacting a doctor to make sure everything is in place.
The most common car accident injuries in New York include whiplash and other neck injuries, broken bones, back injuries, and burns. Treatments for injuries vary depending on the extent of the damage and your current health status. Your car injury doctor may offer the following treatments:
This is not a comprehensive list of auto accident injury treatment options. Most no-fault doctors provide comprehensive treatment options for common car accident injuries. Your car wreck doctor will assess the severity of your injuries and establish the best treatment plan.
Are you looking for auto accident injury treatment in Brooklyn? No-Fault-Doctors.com connects accident victims with auto injury doctors. We provide a free online directory of New York doctors experienced in treating auto accident injuries. Don’t wait any longer to get the help you need for your injuries. Contact No-Fault Doctors right now to find the doctor in your local area that accepts no-fault insurance.