Car accidents are becoming increasingly common as people spend more and more time in their vehicles. The average New York family owns two cars, and many workers commute at least 15 miles to work each day. Many car accident injuries result in severe ailments like broken bones, spinal injuries, and neck injuries that cause lasting damage.
Luckily, New York is a no-fault state regarding insurance. Each party files insurance claims with their own insurance provider, saving time and money. You must visit a car accident doctor if you want your expenses covered by your insurance provider. Here is everything you need to know about finding an auto accident doctor in Westchester County, New York.
Westchester County is north of New York City in the idyllic Hudson Valley. With a population of nearly one million residents, many locals commute to New York City regularly for work, school, and entertainment activities. Car crashes are common in Westchester County as many residents drive instead of public transportation. Many car crashes in the area are minor rear-ended collisions that do not result in significant injuries. However, more severe crashes occur, especially during the snowy winter months when road conditions are more dangerous.
No-fault car accident doctors are medical professionals trained to diagnose and treat a wide variety of auto accident injuries. Auto accident doctors also have the expertise and staff to bill your insurance company for your medical expenses directly. Your doctor will compile the proper paperwork and submit it to your provider within the allotted time frame. This streamlined process makes it easier for you to focus on healing instead of communicating with insurance companies.
Keep in mind that many primary care doctors do not often have the resources to treat car accident patients. A doctor must have the staff and resources to complete complex insurance paperwork. Make sure you check if your primary care physician accepts no fault insurance before booking an appointment.
New York no-fault insurance covers most medical expenses related to treating your car crash injuries. While limits and terms may vary depending on your policy, necessary services such as hospital stays, doctor visits, prescription drugs, and surgical procedures are usually covered. Insurance may also pay for more extensive care such as home health aides or physical therapy. However, you may want to check your policy limits and limitations before visiting a medical provider. Most no-fault insurers do not cover elective procedures.
Since most general practitioners do not take car accident victims, you will likely need to find a new doctor to treat your injuries. It can be daunting to find a qualified doctor. You are probably worried about your insurance and what treatments you need. You may also worry about pain management and long-term care options.
Here are some tips to help you find the best car accident doctor:
There are hundreds of car accidents each day in New York. More than likely, one of your family members or friends has some experience with no-fault doctors. Ask your loved ones about their experiences with these doctors and if they are happy with the care they received. Ask about things including professionalism, responsiveness, and attentiveness to patient comments.
There are many no-fault doctors in New York. Car insurance companies must cover costs related to car accident medical care. It is in your best interest to know what services you can receive and which treatments are not covered.
Additionally, most medical professionals have an online presence. Visit a doctor’s website and investigate the services they provide. Also, pay attention to certifications. For instance, board-certified physicians must have a degree from an accredited medical school, pass board exams, and complete a residency in their field.
Serious car accidents can cause multiple injuries or require specialized care from various medical professionals. It is a good idea to visit a multi-specialty clinic that can treat multiple injuries and provide comprehensive treatment. For instance, your injury may require surgery, physical therapy, and pain management care. Choosing a clinic that can provide all of those services in one place may save you time and frustration. Getting your care at one clinic can also help speed up the claims process.
Another benefit of working with a multi-specialty medical facility is its communication between your medical team. If all of your care providers work in the same clinic, they can consult each other on your case and develop a treatment plan together.
Countless internet sites allow patients to write reviews on doctors. Do some research and check out these reviews. While nearly every physician will have a bad review or two, pay attention to trends in patient comments. If multiple people express a similar grievance, you may want to look elsewhere. It is best to rely on third-party review sites instead of reviews posted on the doctor’s website.
Call a few doctors to inquire about the logistics of setting up an appointment and becoming a patient. How responsive is the doctor’s team? How does the office handle diagnostic testing and referrals? Ask if you can email your doctor between appointments and how long it takes to receive a response. Also, ask about the formats of appointments. Do they offer same-day appointments? Does the office offer telehealth or online appointment options? You want to choose a doctor that provides flexibility in terms of appointments and communication options.
Are you looking for a car accident doctor in Westchester County, NY? Look no further than No-Fault-Doctors.com. We offer a free online directory that lets you find and connect with no-fault doctors in your local area. Find a qualified physician who accepts no-fault insurance for personal injury patients today. Don’t suffer in pain any longer. Contact us today to find a doctor near you.